Really, Who Needs Life Insurance?

Many people believe that life insurance isn’t needed unless you die. When you die you won’t need it anyway so why bother? Perhaps you should reconsider. When you die, you have to be buried or cremated. These things cost money, lots of money. Each year, burial expenses become more and more expensive. Unless you have savings to cover these expenses, someone is going to have to pay for your burial. They may have to borrow, pool funds or worse, leave your body to the state.

This situation can be avoided is you simply get some life insurance before you die. Your funeral costs will be covered and you may even have some coverage if you become a permanent invalid due to an accident or serious illness. Hospital bills will bulge and you’ll be left with absolutely nothing if you don’t preplan for situations like this. Imagine how your family is going to feel. It’s stressful enough to deal with a death, but now all those bills.

Bills can quickly become overwhelming and your life insurance policy may be much less expensive than you think it will. You can get a free online quote from any number of insurance websites, or you can call or email an insurance agent in your local area. Getting quotes from different life insurance companies could lead you to the policy that will give you peace of mind for many years to come and it will give your loved ones peace of mind. Your spouse may be left raising young children or paying off huge amounts of debt. All of this can be avoided by a simple bit of pre planning. Even if you don’t make a lot of money, you can go for a simple policy for the basics. Your family will have something to bury you with and pay off some of the debt. Your family deserves this, don’t you think?

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A Sojourner is a person that stays for a short time and then moves on. I hope that before you leave this website you find something useful to take with you as you continue on your journey.
Money matters and topics relating to finance are what I share about most often.